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Lawrenceburg achieves ISO 4 rating, should reduce home insurance costs

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Community has improved steadily

By Chris Hamilton

Lawrenceburg residents should begin seeing a change for the better on their homeowner insurance policies.

During the Lawrenceburg City Council meeting Monday of last week, Fire Chief Bobby Hume reported that the Insurance Service Organization completed its evaluation of several City functions, such as fire protection, dispatch service and water flow, and had given the City an ISO rating of 4, which should have a positive impact on local homeowner’s insurance.

“I didn’t think that was a possibility,” Hume told the Council. “I hope we can do better but we’re proud of what we got.”

City’s can achieve ratings from 1-10 with 1 being the best. In 1984, according to Hume, Lawrenceburg was a 6. Ten years ago, it got a 5 and now a 4.

Hume said that he had a local agent calculate the insurance savings on a $130,000 home and the better rating generated a reduction of $165 a year.

“I hope the taxpayers appreciate what you do to save them a dollar,” said Council member Ken Evans.