Obtaining agricultural credit in troubled times

Much has been said about the availability of credit in today’s world of troubled markets, failing businesses and loan losses.

Credit is certainly still available, but in seeking a loan you need to visit your prospective lender armed with a proposal that is reasonable and easily understood by the loan officer.

You need to address, in a written business plan, what are referred to as the “Five Cs of Credit,” namely character, capacity, conditions, capital and collateral.

Character

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The Anderson News | circulation@theandersonnews.com | 502-839-6906
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